Uses only MP shield, feet and gloves. All the rest at 99% armor or easy to obtain drops from Malmo. No dragon stuff. Uses a high util RoG belt from Dodens Grova. Has a few misses and not all completely capped, but well worth it for being cheap, easy and fast to build.

LOKI Build Report
Default Configuration:
Build Utility: 857.6
Useable Utility: 850.2
TOA Utility: 0.0

Statistics
STR:68/75 CON:73/75 DEX:79/75
QUI:0/75 INT:0/75 PIE:76/75
CHA:0/75 EMP:0/75
Hits:193/200
Power:22/25
AF:0/50

Resistances
Body: 24
Cold: 27+5
Heat: 24
Energy: 25
Matter: 24
Spirit: 26
Crush: 26+2
Slash: 27+3
Thrust: 26

Skills
Mending: 11
Augmentation: 11

Bonuses

Chest:
Imbue: 33.5/28 (Quality: 99)
22 Constitution
22 Piety
7% Crush
3 Mending
Utility: 58.3
TOA Utility: 0.0

Arms:
Imbue: 33.5/28 (Quality: 99)
22 Constitution
22 Piety
3 Augmentation
7% Thrust
Utility: 58.3
TOA Utility: 0.0

Head:
Imbue: 33.5/28 (Quality: 99)
10 Constitution
9% Slash
9% Heat
7% Energy
Utility: 56.7
TOA Utility: 0.0

Legs:
Imbue: 33.5/28 (Quality: 99)
13 Piety
11% Body
5% Slash
3 Augmentation
Utility: 55.7
TOA Utility: 0.0

Hands:
Imbue: 37.0/32 (Quality: 100)
9% Heat
3 Augmentation
9% Slash
9% Matter
Utility: 69.0
TOA Utility: 0.0

Feet:
Imbue: 37.0/32 (Quality: 100)
19 Strength
2 Augmentation
9% Spirit
11% Energy
Utility: 62.7
TOA Utility: 0.0

Right Hand (Icebound Effiuvium Warhammer):
Imbue: 30.0
19 Piety
4 Mending
9% Cold
Utility: 50.7
TOA Utility: 0.0

Left Hand:
Imbue: 36.5/32 (Quality: 100)
4 Mending
9% Matter
5% Spirit
25 Strength
Utility: 64.7
TOA Utility: 0.0

Neck (Exquisite Black Diamond Necklace):
Imbue: 30.0
7% Body
7% Energy
7% Thrust
48 Hits
Utility: 54.0
TOA Utility: 0.0

Cloak (Jade Moonshone Cloak):
Imbue: 30.0
4% Slash
6 Constitution
4% Crush
12% Cold
Utility: 44.0
TOA Utility: 0.0

Jewel (Vial of Fetid Bog Water):
Imbue: 22.5
6% Matter
6% Body
6% Spirit
21 Hits
Utility: 41.3
TOA Utility: 0.0

Belt (Mighty Belt (RoG)):
Imbue: 35.0
22 Dexterity
24 Strength
7% Crush
44 Hits
Utility: 55.7
TOA Utility: 0.0

Left Ring (Band of Ice):
Imbue: 24.5
6% Cold
6% Spirit
6% Heat
13 Constitution
Utility: 44.7
TOA Utility: 0.0

Right Ring (Glacial Diamond Ring):
Imbue: 28.0
21 Dexterity
8% Crush
8 Power
Utility: 46.0
TOA Utility: 0.0

Left Wrist (Etched Ice Bracer):
Imbue: 28.0
18 Dexterity
6% Thrust
40 Hits
7 Power
Utility: 48.0
TOA Utility: 0.0

Right Wrist (Etched Ice Bracer):
Imbue: 28.0
18 Dexterity
6% Thrust
40 Hits
7 Power
Utility: 48.0
TOA Utility: 0.0